Arizona’s Insurance Companies
When you are looking for health insurance, you want to be sure to find a high quality insurance company with a proven track record. In order to give you ideas about where to find proven high quality health insurers, we have compiled a list that includes seven of the largest health insurance providers in Arizona. We have also provided a brief self description from each of the seven providers.
Blue Cross Blue Shield of Arizona Inc.
Blue Cross Blue Shield of Arizona, Inc. offers health insurance plans and services for individuals and enterprises in Arizona. It offers medical supplement plans, including senior security and senior preferred plans; and employer group plans, such as PPO, HMO, consumer-directed health, dual option, and dental plans, as well as provides health savings accounts to individuals. The company also offers online tools, resources, and services to its members, brokers, providers, and group benefit administrators. It provides its health plans to individuals, families, and small and large businesses. Blue Cross Blue Shield of Arizona, Inc. was founded in 1939 and is based in Phoenix, Arizona with additional offices in Tucson, Tempe, and Flagstaff, Arizona.
Pacificare of Arizona Inc.
PacifiCare offers a choice between three Signature Value HMO individual health insurance plans and four Signature Options PPO insurance plans. The HMO plans offer a choice of $15, $20 and $25 physician office visit copayments. The PPO plans provide you with a choice of $500, $1,000, $1,500 and $2,000 individual deductibles. They also offer a new Signature Freedom Plan which is a PPO plan with a Self Directed Account or SDA allowing you greater choice in your health care decisions. PacifiCare insurance is also available for Arizona small business insurance coverage with several choices to meet your group health insurance needs. Three series of PacifiCare plans, Signature Value, Signature Options and Signature Freedom, provide you with a wide range of choices for covering your employees.
Unitedhealthcare Insurance Company Arizona
UnitedHealthcare Arizona Physicians IPA is an Arizona Medicaid health plan serving AHCCCS, KidsCare, Developmentally Disabled (DD) and Children’s Rehabilitative services (CRS) members. We have nearly 30 years of experience serving families throughout Arizona. We serve AHCCCS and KidsCare members in La Paz, Maricopa, Pima and Yuma counties and offer a Medicare/Medicaid Dual Special Needs Plan in all counties except Gila. We have one of the largest provider networks in Arizona to serve you. Our goal is to help you take charge of your health by helping you to take good care of yourself and your family. When you choose UnitedHealthcare Arizona Physicians IPA you have:
• Large network of physicians
• Pregnancy program
• Medicare/Medicaid Dual program
• SHINE community outreach program
• Case managers available
Health Net of Arizona Inc.
Health Net of Arizona is pleased to announce we’ve been voted the #1 HMO in Arizona three years in a row in a public poll released in the 2007 issue of Ranking Arizona. “Ranking Arizona: The Best of Arizona Businesses” is an annual poll conducted by Arizona Business Magazine – mostly through online votes. Anyone visiting the Arizona Business Magazine site can vote on more than 200 categories ranging from restaurants to private schools and management consultants. According to the magazine, the “Ranking Arizona” survey is the largest business opinion poll taken in Arizona and is based purely on opinion and popularity. Health Net offers a variety of HMO and PPO benefit plans and programs, including It’s Your Lifesm and Decision Power. Plus, enhancements to our It’s Your Life – Wellsite makes it easier than ever for members to access information.
Cigna Healthcare of Arizona Inc.
CIGNA brings this commitment to security and service to its customer service; their coverage options support a wide range of lifestyles and economic levels:
PPO
Members who choose the CIGNA PPO product reserve the right to pick any doctor, without a referral, but who wish to stay primarily within the standard CIGNA Preferred Provider structure. In-network care receives a higher level of benefit reimbursement, and no PCP (Primary Care Physician) is necessary.
HMO
This solution offers access to outstanding health care and security with a reliable cost structure and lower monthly premium. To receive benefits, members must opt for treatment within CIGNA’s provider network, and cannot receive any out-of-network benefits.
POS
The POS option offers members a unique freedom to design their own coverage, such that they can decide between in-network and out-of-network care on a per-incident basis. Out-of-pocket costs remain lower when the member seeks in-network treatment, but POS members retain the flexibility to elect providers at will.
Other Options
CIGNA recognizes that every member has a unique need, so they also feature a number of additional products and coverage supplements to fit and support a wide range of lifestyles. The CIGNA ChoiceFund Health Savings Account (HSA), Indemnity option, and Open Access programs are a few of these products, and as consumer need continues to change and grow, so too will their available coverage options.
Aetna life Insurance Company Arizona
Insured by Aetna, FORTUNE Magazine’s most admired’ health insurance company1, these plans offer premier-level insurance benefits with a range of quality plan choices.
PPO plans, High Deductible Health Plans compatible with Health Savings Accounts, and Preventive and Hospital Care plans are offered with the following advantages:
Preventive care coverage
To help members stay healthy, plans cover several preventive health services including flu shots, GYN exams, mammograms, physical exams, routine colonoscopies and an annual vision exam, with no co-pays and without meeting deductible requirements first.
Individual and Family coverage
Plans that offer coverage choices for prescription drugs, doctor visits, hospitalization and upfront preventive care for AARP members, spouse or domestic partners, and dependent children.
Tax advantages of Health Savings Accounts
High Deductible Health Plans (HDHPs) which are compatible with tax-advantaged Health Savings Accounts (HSA’s), allow tax free contributions and tax free withdrawals for qualified medical expenses.
Humana Insurance Company Arizona
Humana Insurance Company of Arizona offers affordable health insurance coverage for individuals and families, such as students, self-employed entrepreneurs, recent college graduates, and early retirees, and those who may be uninsured. Humana Insurance Company is a division of Humana Inc., one of the nation’s largest publicly traded health benefits companies, with over 11 million medical members. Humana Insurance Company offers flexible “build-your-own” health insurance plans that let consumers choose from many of the features usually found only in group health plans, such as negotiated rates, wellness benefits, and special discounts.
Resources:
http://health.usnews.com/health-plans/arizona
http://www.insideview.com/directory/blue-cross-blue-shield-of-arizona-inc
http://www.insurance4az.com/pacificarehealth.html
http://www.myapipa.com/about-us
https://www.healthcompare.com/Carriers/Health-Net-of-Arizona.html
http://www.individual-health-plans.com/cigna.htm?source=google
http://www.ehealthinsurance.com/health-insurance-companies/aarp-aetna-arizona/
http://www.online-health-insurance.com/insurers/_AZ/arizona-humana-insurance-company.php